Friday, October 29, 2010

Stop Mailing Me Credit Card Offers!!

We've noticed a huge upswing in credit card offers, nearly daily, despite my having signed us for opt-out.  It seems the culprit is our recent refinancing.  The credit companies - Equifax, Transunion et al - charge you for their services and then RESELL YOUR NAMES as "pre-screened" credit card customers.  Ugh Ugh Ugh.  Here is what the Federal Trade Administration says about it.

Here is the drill for undoing the damage.  Head over to OptOutPreScreen and follow their prompts.  You can opt out electronically for 5 years to receive no credit card or insurance offers.  Or you can print out a 2 page opt-out which requires your signature and mail it to:

Opt-Out Department
PO BOx 2033
Rock Island, IL 61204-2033.

Be sure to sign the form!

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